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Maria deposited the check and sent the money, but was soon contacted by her bank, which told her the check was bad and she had to repay the ,500.On top of losing her money, the fake “Andrew” disappeared, and Maria never heard from him again. The scammer may use photos from magazines and portray himself or herself as talented and successful. citizen working or serving abroad, or give a similar excuse to explain their inability to meet in person.The senior population has steadily increased with each passing year.For those who don’t have the option or simply don’t want to meet other singles through family and friends, here are the top five ways seniors are finding love in 2017 for those who are seeking friendship, intimacy or love: There’s one notable way in which the dating scene has changed since most seniors were last dating — the Internet.For instance, some romance scammers express concern about their financial situation or ability to visit the victim in the hopes that a person will offer to send funds.In the second instance, the scammer asks for money directly.Whether you're contacted by phone, mail, email, text, or in-person, the following tips provide advice on how to spot a scam.Seniors' Guide to Fighting Fraud This guide will inform you about the common scams aimed at seniors and the steps consumers can take to thwart the swindlers.

Criminals who perpetrate online dating and romance scams use emotional appeals to quickly gain their victims’ trust and then, just as quickly, exploit it.

A scammer may beg for hundreds or thousands of dollars, claiming a family member became suddenly ill, he or she was robbed, or the person is having difficulty obtaining travel documents after spending all his or her money on a plane ticket to visit you.

A victim may even get a call from an accomplice who claims to be a lawyer or doctor to lend credibility to the tale.

Online dating and romance scams are sophisticated operations that are typically conducted by criminal gangs.

Con artists share information about victims and may target victims more than once.

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